Storm Mitigation Incentives

Homeowners in Louisiana may be eligible for a state tax deduction or insurance premium discount for voluntarily strengthening their homes against storms and hurricanes in compliance with the Louisiana State Uniform Construction Code.

For more information, please see the following:

• Residential Property Storm Mitigation Incentives brochure
• Storm Mitigation FAQs
• Louisiana Hurricane Loss Mitigation Survey Form.  This form was created by the Louisiana Department of Insurance for submission to insurance companies as verification of completed storm mitigation measures.  This form has been promulgated in Regulation 94, Appendix A.  Section I must be completed by the homeowner and the following sections must be completed and endorsed by a qualified wind mitigation surveyor. To find a wind mitigation surveyor, visit the Louisiana State Fire Marshal Code Enforcement webpage. The information surveyed is used to calculate what storm mitigation has been completed and if the homeowner is eligible for premium discounts or incentives.
• Shop Your Rates Homeowners Guide. Homes with completed storm mitigation are eligible for discounted homeowners rates. To compare how a fully mitigated home can reduce your insurance rates, visit our online homeowners rate guide and look up Example 8 --Wind Mitigated.

Storm Mitigation Tips