Auto Insurance

Whether you’re purchasing your first auto insurance policy or shopping around to ensure you are getting the best deal, chances are you already know the importance of auto insurance. It helps protect you from financial loss if you’re responsible for an accident, pays for medical bills after an accident and shields you from uninsured or underinsured motorists.

Louisiana law only requires drivers to carry minimum liability coverage on any automobile they own or risk facing costly penalties such as fines and car impoundment. Auto lenders may require additional coverages such as collision and/or comprehensive insurance.

If you are a policyholder who is not satisfied with a personal auto damage claim, you can submit a complaint form online. Our Office of Consumer Services can also assist you if you have a question about your policy.

If you are unable to secure auto insurance through the private market, please ask your agent about the Louisiana Automobile Insurance Program, the auto insurer of last resort for Louisiana drivers.